J Bouma & Assoc

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J. Bouma & Associates, LLC
No matter where you are in the process of untying the knot, J. Bouma & Associates, can assist you with all your divorce financial needs, questions and concerns. Janet Bouma, Principle of J. Bouma & Associates and a Certified Divorce Financial Analyst (CDFA) believes there are three aspects of divorce--emotional, financial and legal. Janet also believes that you need to deal with each aspect of the divorce process holistically by working with a team of experts, all working together to help you achieve an acceptable outcome to your divorce. Divorce is unpleasant, but not dealing with all aspects of the process can make the long-term outcome even more unpleasant.

Divorce Financial Planning is the aspect of divorce that probably keeps people awake most at night. Will I be financially OK after divorce? Do I need alimony? Can I afford to pay my spouse alimony? Can I afford to keep the house? Can I keep my pension or will I have to give half to my spouse? Will I have to go back to work, and if so, what will I do and how much do I need to earn? Helping you find answers to all your financial questions and dealing with all your financial concerns...is our job at J. Bouma & Associates.
Our Associates are financial experts trained in the unique financial aspects of divorce. We help you settle out of court by providing financial projections, which illustrate both the short-term and long-term effects of all equitable distribution proposals.
Whether we are reviewing equitable distribution proposals or initiating them, we are careful to take into consideration tax consequences of income, spending needs, alimony, child support, personal and retirement investments, social security and pensions.
All assets are not created equal; we help you choose the right assets for your situation and determine how much of those assets you need. We identify alimony needs—how much and how long. We help you make a sound financial decision regarding the house—sell it or keep it—what's best for you? We analyze long-term cash flow and net worth. We assist your attorney by helping them negotiate and draft Qualified Domestic Relations Orders (QDROs) and Pension Valuations.
The financial decisions you make in the equitable distribution process of your divorce
can and will affect you the rest of your life. A Certified Divorce Financial Analyst from
J. Bouma & Associates will help you make sound financial decisions, and take the guess work out of your financial settlement proposal. Don't guess at your financial future, call today for a confidential consultation.