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Gratz National Bank
Information may not be reliable

The Gratz National Bank is participating in the FDIC's Transaction Account Guarantee Program.
Address4231 State Route 147 Herndon, PA 17830-
Phone(570) 758-1500
Websitewww.gratzbank.com

The Gratz National Bank


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The Gratz National Bank was founded in 1934 to serve the financial needs of the Community of Gratz, Pennsylvania.

The Gratz National Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

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Theodore Bonwit, Jr., President

Dear Shareholders, Customers and Friends,
We are pleased to present our attached 2009 financial results...

The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the United States government that protects the funds depositors place in FDIC-insured institutions.

Here are our current special offerings.

Branches and additional offices:
(570) 682-8888 Main St Valley View, PA 17983-
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