AXA Advisors

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Donald W. Cowie, Financial Consultant
Retirement Planning Specialist

AXA/Wharton Retirement Planning Whitepaper

Business Protection and Your Family
Key Person Planning

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Welcome - Thank you for visiting my web site.

I provide my clients with a local and personal financial services relationship that is supported byAXA Advisors, LLC,a nationwide financial services organization.
AS A BUSINESS OWNER ARE YOU and YOUR FAMILY ADEQUATELY COVERED?
Try our NEW!Business Owners Resources
I have been providing financial services and products to clients for over30 years with organizations such as Price Waterhouse & Co., UMWA Health & Retirement Funds and AXA Advisors, LLC.

Financial services offered include retirement funding, business continuity, estate planning, and educational funding. Financial products offered include mutual funds, unit investment trusts, brokerage accounts, fixed and variable annuities, stocks, bonds, money market funds, CD's, term, universal, variable universal and whole life insurance, health, disability, and long term care insurance, Roth, Traditional and Rollover IRA's, Coverdell Education Savings Accounts, 529 College Savings Plans 401(k)'s and 403(b)'s.

I am a native of Johnstown and have lived in Western Pennsylvania all of my life. I hold the designation of CPA, earned my BA in Economics from the University of Pittsburgh at Johnstown and my MBA from the University of Pittsburgh. I am a member of the American Institute of Certified Public Accountants, the Pennsylvania Institute of Certified Public Accountants, the National Association of Insurance and Financial Advisors, the Greater Johnstown / Cambria County Chamber of Commerce and the East Hills Business Association.
I have been awarded the title of Retirement Planning Specialist by AXA Advisors based on the receipt of a Wharton Certificate in Retirement Planning.

Please view the various calculators, newsletters, articles, e-seminars and the glossary available on my web site. Afterwards, give me a call. Try the our Featured Calculator below by simply clicking on the link.

Is your savings plan adequate?
Featured Calculator: Saving Accumulator
Should you consider an IRA Conversion?
Special Calculator: Roth IRA Conversion
Do you have questions regarding Investing in Mutual Funds?
Featured Articles:Investing In Mutual Funds
Do you a have a family member or acquaintance we should contact?

I look forward to working with you in the future - helping to build your future, your way.
Health Insurance, Disability Income Insurance, and Long Term Care Insurance provided by non-affiliated third party issuers.
AXA Advisors and its representatives do not offer tax or legal advice. Please consult with your tax and/or legal advisors for your particular circumstance.
Certificate awarded based on completion of a training program at the Wharton School, University of Pennsylvania.

HOT TOPIC: What You Don't Know About Life Insurance
The common perception is that life insurance is primarily needed to help protect young families in the event that a major wage earner dies before the children are grown. The reality is that far more people either need or could benefit from owning the appropriate life insurance policy.
HOT TOPIC: Celebrity Estate Planning Gone Wrong
Ever notice that celebrities seems to be experts at leaving their estates in chaos? Fortunately, their mistakes serve as useful reminders of why estate planning is so important.
TIPS for Fighting Inflation
Although inflation has been fairly quiet over the past few years, it remains a perennial concern for investors because it reduces the value of money over time.
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Cost of Retirement
Use this calculator to estimate how much income and savings you may need in retirement.

Use this calculator to determine whether you qualify for the different types of IRAs.

Use this calculator to estimate the cost of your childs education, based on the variables you input.

How much life insurance would you need to produce a sufficient income stream for your family?
More Calculators →

AXA Equitable Account & Policy