Law Offices of Robert P. Cocco, P. C.

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Serving Media, Philadelphia & Surrounding Areas
Collections attorney, Robert P. Cocco, assists Pennsylvania clients in the following areas of law:

A Philadelphia collections lawyer is someone who can ensure your right to fair, dignified, and respectful treatment from debt collectors. As a consumer, you are guaranteed rights to this treatment under federal law, specifically the Fair Debt Collection Practices Act (FDCPA). However, not all companies who work in this industry observe and maintain the requirements of this law.
When you determine you need to enlist a Philadelphia collection lawyer to take your case, it is a step toward restoring both legal and emotional well-being. The law recognizes that debt collectors can be overzealous and even engage in illegal and predatory activity in order to collect on debts. It is far better that, through working with a Philadelphia debt collection lawyer, you address your debts in a managed, deliberative process—not a panicked reaction to debt collector threats.
Philadelphia Debt Collections Lawyer
Debt collection lawyers help clients overcome common and illegal practices that are intimidating and threatening. Federal law is further strengthened by the Pennsylvania Fair Credit Extension Uniformity Act (PFCEUA). Together, these laws cover instances when a debt collector does one or several of the following:

Contacts you before 8 a.m. or after 9 p.m., or at any unusual time or place
Reveals to third parties that you owe a debt (other than a credit reporting bureau)
Contacts you at your place of employment, even after you request that not not be done
Threatens lawsuits, liens, or arrest for unpaid bills
Contacts neighbors, friends, or your employer about your debts, sometimes under the guise of asking them to convey messages to you
Behaves histrionically and hysterically: Collectors are not allowed to yell, swear, insult, or convey other forms of disrespect on the phone
Leaves anonymous or deceptive phone messages
Inquires of third parties about anything other than your whereabouts

In fact, once you inform a creditor you are working with a Media collections lawyer, they are required to cease contacting you regarding your debt and must deal instead with your attorney. In addition to counseling you on managing your debt from a legal standpoint, your Media debt collection lawyer can also be your buffer, someone who can handle creditors while you go to work and take care of your family.
Collection Lawyers in Philadelphia
It is because debt collectors previously worked in overly aggressive ways that the consumer protection laws were enacted. This is not to say that debts can be forgiven, short of filing for bankruptcy. But collections attorney in Philadelphia, Robert P. Cocco, P.C. is recognized among qualified collection and asset recovery lawyers in Pennsylvnaia for his ability to structure respectful and manageable processes for consumers paying off debts.
Robert P. Cocco is recognized among Philadelphia and Media Debt collection lawyers for his work with clients, particularly in helping homeowners fight predatory lenders. Pennsylvania State Senator Shirley Kitchen presented Mr. Cocco with a Community Leadership Award in 2008 for his work helping consumers victimized in abusive financial transactions.
For more information on how Philadelphia debt collection lawyer, Robert P. Cocco, P.C. can help you manage difficult debt collectors, call 888-326-9732.

I'm sure you have many questions. For a FREE CONSULTATION, please call me at 888-326-9732.
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